A: The plans we offer you give you exceptional financial security for your money. When you purchase a funeral plan from Harry Edwards, Ecclesiastical Planning Services administers your pre-payment and holds the money in whole of life assurance policies. These policies are held with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA or FCA but are regulated by the Funeral Planning Authority. Every penny of your pre-payment is ring-fenced to be used only when the funeral is needed.